Starting the exciting journey to buy your first home?
Tee up the right way, by working with a Birdie mortgage adviser. We can help you navigate the various options available to you, and will provide the right advice to ensure that you get things setup correctly from the start.
Starting the exciting journey to buy your first home?
Tee up the right way, by working with a Birdie mortgage adviser. We can help you navigate the various options available to you, and will provide the right advice to ensure that you get things setup correctly from the start.
With a proven track record of helping over 5,000 clients purchase their first homes, we bring unparalleled experience to the table. Our expertise is focused squarely on first-time buyers, meaning we know every available government grant, scheme, and low-deposit pathway. We don’t just process your loan; we are committed to making your entire first experience seamless, stress-free, and successful.
Navigating eligibility for government grants, such as the First Home Grant, or accessing funds like KiwiSaver for your deposit can be complex. We conduct a thorough assessment of your financial situation and handle all the necessary applications and paperwork. Our expertise ensures you maximise every financial benefit and secure all the funding you are entitled to, reducing your personal contribution.
We operate as your dedicated advocate, not as representatives of any single bank. We partner with a wide panel of major banks and specialised lenders, allowing us to objectively compare hundreds of loan products and interest rates. Our promise is transparency: we present all the best options clearly, explain the fine print, and recommend the solution that is genuinely in your best long-term financial interest.
Yes, absolutely. While the traditional 20% deposit is often ideal, we are experts in accessing low-deposit solutions, including Lenders Mortgage Insurance (LMI) options and specific bank programs designed for first-time buyers. We will assess your eligibility for these pathways and structure your application to give you the highest chance of approval, proving that homeownership is achievable even with a smaller deposit.
Ready to chat about your new build or finances?
Simply fill out the form below or call us on the number below and our team will be in touch shortly!