Let’s get your
finances teed up.
Our Financial Services
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Starting the exciting journey to buy your first home?
Tee up the right way, by working with a Birdie mortgage adviser. We can help you navigate the various options available to you, and will provide the right advice to ensure that you get things setup correctly from the start.
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Wanting to build your dream home? Or buy a property off the plans?
There’s a few different types of building contracts, which the banks can view differently, so it’s important to work with an expert who knows what the banks are looking for, before you engage with a builder or developer.
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Looking to buy your first investment property? Or add another one to your already established portfolio?
Having a team of industry professionals on your side can make all the difference.
No strangers to property investment finance, and property investors ourselves, we can help you navigate the various options, while ensuring that you have the right structure in place. We also work closely with a network of trusted professionals so if there’s something that we can’t advise on, we can connect you with the right person to add to your team.
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Already have a mortgage? Unsure what might happen with interest rates?
We’re passionate about reviewing existing mortgage structures, and have helped our clients shave years off of the overall term of their loan. We can also help clients with multiple properties establish a split-banking relationship, to help protect yourself against future rule changes, and ensure that you remain in control of your financial future.
Frequently Asked Questions
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We provide independent, financial advice, specialising in residential property lending. In short, if you have a home loan, and you’re considering your next steps, then reach out and we’ll be more than happy to help.
Be it purchasing a property, refixing your interest rate, planning for the next purchase, or even borrowing a small sum from the bank to complete those renovations that you’ve been planning – We can help point you in the right direction, secure options to consider, and help you implement them. -
In most instances, there won’t be any cost to you for our advice or services, as we are paid by the bank or lenders.
However, for some circumstances, we do need to charge a fee, but this will be discussed with you first, so that you can decide whether or not to proceed prior to any charges being implemented, or put in place. The cost of not receiving the right advice, can be far greater, so don’t hesitate to reach out and book in a time to talk through things. -
Our software, Trail, will capture all of the numbers that we’ll need to get things underway, this will include things like your employment details, income, assets, and monthly expenses.
This is the same information that the bank will ask you for, however, with us, you’ll only need to provide it once, and then we can present your information to various banks or lenders to help you make an informed decision. -
At the end of our meeting, provided we’ve been given all of the information we need, then you should have a strong indication of what options might be possible. We have access to all of the banks lending calculators, so will work through these with you during our meeting to help provide an indication.
Following our meeting, when we have all of the paperwork, we’ll approach the bank or lender we recommended in our meeting, and look to secure a formal approval for you. Banks and lenders can take up to ten working days (sometimes longer), so please bear with us during this time, however, we will give you an indication on banks turnaround times at the time, based on what we’re seeing in the market.
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