Wanting to build your dream home? Or buy a property off the plans?
There’s a few different types of building contracts, which the banks can view differently, so it’s important to work with an expert who knows what the banks are looking for, before you engage with a builder or developer.
Wanting to build your dream home? Or buy a property off the plans?
There’s a few different types of building contracts, which the banks can view differently, so it’s important to work with an expert who knows what the banks are looking for, before you engage with a builder or developer.
New Build financing is structured as a Construction Loan with a specific process. Unlike standard loans, funds are released to the builder in stages (known as ‘drawdowns’) as construction milestones are met (e.g., foundation, framing, completion). We manage the complex administrative flow—including verifying invoices, arranging inspections, and submitting drawdown requests to the bank—to keep your build on schedule and ensure compliance with lending conditions.
We provide a clear, step-by-step financial roadmap from pre-approval to the final drawdown. We anticipate potential delays and proactively manage documentation and compliance checks, ensuring the financial process never becomes the bottleneck for your construction timeline. We are experts at securing the initial funding and managing the subsequent 6-12 months of progress payments.
We act as your professional advocate and intermediary. Banks apply specific and often rigorous criteria to construction loans. We handle all communication, paperwork, and negotiation with the lenders, leveraging our long-standing relationships to secure the most competitive rates and terms. We ensure all building contracts and documentation meet the bank’s stringent requirements, saving you considerable time and stress.
We highly recommend engaging us as early as possible—ideally before you sign any contract for the land or the build. By involving us upfront, we can ensure your financial pre-approval correctly accounts for all costs (including potential variations), advise on the best contract structure for lending purposes, and verify that the proposed build documents are bank-compliant from day one
Ready to chat about your new build or finances?
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